Showing posts with label car insurance. Show all posts
Showing posts with label car insurance. Show all posts

29 October 2013

The other night I happened to be driving back home through Bridgetown with my friend, Jerome. On the way home, we talked about everything.  However, it was when we dodged a speeding truck that came charging towards us from the opposite direction and knocked us off the road that we got really shaken up! The car spun out of control and ended up crashing into some cut rock.  Managing to scrape myself out, the only number that flashed across my mind was to call AutoMate from CGI - the 24-hour emergency response team.



Actually, I have my car insured with Consumers’ Guarantee Insurance. Honestly speaking, they did not disappoint me. On the contrary, I was impressed with their prompt response. No sooner had I called them than their field representative arrived to my rescue.
I also remember that once earlier when my car had suffered a flat tyre in the middle of a deserted road at night, this efficient team from CGI sprang to my rescue.  No wonder, this time, CGI’s name was the first to flash across my mind!

The AutoMate team came, they saw and they made sure we were ok.  On that frightful night, they arrived within 20 minutes of my calling them. They helped me and Jerome get medical care and ensured that the damage caused to my car was well taken care of due to motor insurance. This timely assistance saved our lives and soon my car was repaired and back to its former glory! What more could a proud car owner possibly ask for? Hats off to Consumers’ Guarantee Insurance!

4 August 2013

Having worked in New York City as a cab driver for the last thirty years, both my wife and myself  certainly deserved a little bit of comfort  for ourselves. By God's grace we had managed to put our son through good education and he was now settled with his beautiful wife and two year old daughter in Barbados.

Being of traditional values, I always believed familiarity breeds contempt.  With my savings I managed to purchase a modest house close by to them in Bridgetown. However, it was a dazzling Mustang, in my garage, my first love which I was obsessed with. I feared taking it out as I had not insured it yet by then. After all it was  a worthy possession for me as I had made a living out of driving cabs all my life. Initially I was very skeptical about the insurance. Balancing with my regular expenses seemed next to impossible.

Watching my predicament, my son got me in touch with one of the leading insurance companies of Barbados with an outstanding reputation of more than twenty years. I was attended to very courteously by a gentleman and a lady . They explained to me using certain tools like the installment calculator that I could calculate how much amount I wished to pay as installments and for how long while dealing with the  motor insurance. First I was to get myself an auto quote. Next I  was requested to have a free valuation of my vehicle. The basic concept being that the value of vehicles depreciate each year. Hence, this motor insurance company really took special care of me by  ensuring that I do not unnecessarily end up paying more.


Finally, it was the information about a friend called an Auto Mate which was a special dedicated service available across 24 Hrs and seven days a week that impressed me the most.It promised an assurance of timely help during any breakdown, or accident , or even a flat tyre.
Without looking back anymore, I procured the motor insurance from that renowned company.I heaved a sigh of relief with the peace of mind that I had gained.


These days I often drive around in my Mustang with my wife and my grandchild when our children are busy!


About Debmalya Datta

Member of Thedigitalmarketing.org & Member of Androidhardwares.com, a Digital Marketer & blogger. Follow him on Twitter, or befriend him on Facebook.

24 July 2013


Blazing through the road along the coastline near Bridgetown in Barbados were the scorching  set of wheels belonging to the V12 powered Ferrari 599.  It gave a stiff competition to the blue Lamborghini which glued to it’s tail.


It was a fun filled  Sunday where friends pushed the gas pedal for a surge of adrenalin rush. Little did they know what dreadful instance they were about to encounter next. Around a curve as the Lamborghini tried to edge past, the red beast swerved. A gentle brush against each other at that raging speed spun the Ferrari out of control.It went somersaulting off the road and crashed onto the boulders alongside. The blue warhorse screeched to a halt at a distance.


As the driver of the Ferrari was hoisted out, he was lucky to be alive with a broken femur and a fractured shoulder blade. The red beast had been reduced to a heap of metal breathing it’s last as it dutifully protected it’s master.


WIthin the next hour, the arrival of the emergency medic, police and the guardians of the victims brought to light another horrific episode. The newly shipped Ferrari had not been insured. It was awaiting it’s registration and other documentation papers when it had been driven out.


While the guardians were happy at their son surviving the crash, but then they were now  in great debt. A fortune worth of a car with no means of financial recovery was indeed bad news!  Besides, the readily available  motor insurance from Consumer’s Guarantee Insurance could have salvaged the situation in a jiffy. Had protection been sought under this long standing and trusted insurance giant, recovery of the financial burden would have been a cakewalk.


But alas ! Today, I regret that my Dad had not sought the CGI  motor insurance when he bought the car . He had wavered it off as an unnecessary expenditure. Today, with our house sold, I have been working double shifts for the past two years, hoping to make up for the loss  that I  caused to my father’s hard earned money. 


About Debmalya Datta

Member of Thedigitalmarketing.org & Member of Androidhardwares.com, a Digital Marketer & blogger. Follow him on Twitter, or befriend him on Facebook.